Interest Rate Chart

SREENIDHI SOUHARDA SAHAKARI BANK NIYAMITHA

No.113, R.V. Road, V.V. Puram, Bangalore - 560004

RATE OF INTEREST ON LOANS & ADVANCES

With effect from 21st Apr 2017 (Board resolution dated 15/04/2017)

Housing Loan Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
  • 11%
  • 12%
  • 20 years/ 240 months
  • 20 years/240 months
  • 5 Lakhs
  • Rs.25 Lakhs
  • Up to Rs.25 Lakhs
  • Up to Rs.70 Lakhs
Mortgage Loan Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
  • 14%
  • 15%
  • 14%
  • 10 years/120 Months
  • 10 Years/ 120 Months
  • 10 years/ 120 Months
  • Rs.50 Lakhs
  • Rs.50 Lakhs
  • Up to Rs.50 Lakhs
  • Up to Rs.2 Crores
  • Up to Rs.50 Lakhs (Purchase of Site)
New Vehicle Loans Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
  • 11.50%
  • 5 Years/ 60 Months
  • (Up to Rs.20 Lakhs)
Used Vehicle Loans Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
  • 12.5%
  • 5 Years/ 60 Months
  • Up to Rs.20 Lakhs
Gold Loans / O.D Against Gold Loans
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
  • 12%
  • 13%
  • 1 year/ 12 Months
  • 1 year/ 12 Months
  • Above 5 lakhs
  • Up to Rs.10 Lakhs
  • Up to Rs.5 Lakhs
Working Capital Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
Overdraft Facility Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
Secured Loans Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
Unsecured Loans Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
Loan on LIC/NSC/ KVP Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note
Education Loan Interest Rates
Interest Rate Term Period Loan Amount Minimum Loan Amount Maximum Note