Mission & Objectives


  • Aims to provide a range of financial services to the customers/members.
  • Manage the risks judiciously and offer the services to the best satisfaction of the customers.
  • Transparency in all dealings with the customers/members.
  • Training the employees to render the best possible professional and pleasing services.
  • Ensure fair returns to the members and contribute to their general welfare.



  • To encourage thrift, self-help and co-operation among members.
  • To accept deposits of money from the public, repayable on demand or otherwise and withdrawable by cheque, draft, order or otherwise, for the purpose of lending or investment.
  • To lend or to advance money either upon or without security to members and to others.
  • To draw, make, accept, discount, buy, sell, collect and deal in bills of exchange, hundies, promissory notes, coupons, drafts, bills of lading, railway receipts, warrants, certificates, scrips and other instruments and other securities whether transferable or negotiable or not.
  • To receive all kinds of bonds, scrips, valuables on deposit or for safe custody or otherwise.
  • To provide safe deposit vaults.
  • To collect and transmit money and securities.
  • To negotiate loans and advances.
  • To carry on and to transact every kind of guarantee and indemnity business on behalf of constituents.
  • To manage, to sell and to realize any moveable or immoveable property which may come into the possession of the bank in satisfaction or part satisfaction of any of its claims.
  • To open branches and pay offices, with the permission of the Reserve Bank of India within the area of operation of the Bank so as to provide banking services to the public.
  • To provide financial and technical assistance to self-employed persons for setting up their own business and finance the small scale and other industries as are permitted by the Reserve Bank of India from time to time.
  • To do all such other things as are incidental and conducive to the promotion or advancement of these objects and of the business of the bank.