Housing Loan

Purpose	Purchase of a ready built house / flat. Construction of house. Purchase of site and construction of house thereon. However, loan for purchase of only site shall not be considered under Housing Loans. In case of composite Housing loans, utilisation of loan amount for purchase of plot is restricted to 60% of eligible / sanctioned loan amount. For taking over of the Housing loan liability from All financial institutions
Eligibility	Minimum age 21 years. Applicant should have Three years IT returns The loans for above purposes shall be sanctioned only for the properties which are having valid documents for usage for Housing purposes. Customer of the Bank with satisfactory dealings. New customers with creditworthyness. Only Members Please contact the branch for more information
Maximum amount	Up to Rs 140 Lakhs
Repayment	20 Years/ 240 months with maximum moratorium of 18 months
Interest rate	Interest rate Page clickhere
Processing charges	As per Bank rules
Prepayment clause	As per Bank rules
Takeover of liabilty	As per Bank rules
Application & documents	Stipulated Loan Application with 2 passport size photos of applicant and guarantor Property Documents Income Proof KYC Documents. For more details, please visit your nearest branch.

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