Internet Banking

At Srinidhi Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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#113,Administrative Office, R.V.Road,V.V.Puram, Bangalore - 560 004,INDIA.

Call Toll Free

+91-080-2660 1152+91-080-2660 1153

sssbn@sreenidhibank.com

Weekdays 10 AM to 6 PM

Sunday : Closed

Savings Account


A Savings Account for everyone to inculcate the habit of saving and promote thrift. Bank offers you a host of convenient features and banking channels to transact through. Personalized service coupled with technology enabled products is the hallmark of our service. All the services are offered to you with very simple terms and conditions and minimal balance charges. The salient features of the saving account are given as under


Eligibility
  • All Individuals
  • Karta HUF
  • Self-help Groups (SHGs)
  • Co-operative Society / Trust
  • Registered clubs
  • Associations
  • Charitable and religious institutions
Mode of operation Single/Jointly/Either or survivor/ Former or survivor, Later or survivor, etc.
Minimum balance Should always maintain a minimum balance of Rs.500/- (without checkbook facility) and Rs.1000(with checkbook facility) to keep the account
Requirements for opening account
  • Application in the Banks’ prescribed form
  • Proof of identity
  • Address proof
  • Passport size photograph
Nature of deposit Running (Operative) account
Interest rate 3.00%
Periodicity of interest payment Interest is calculated on the daily balance maintained in the account and credited to SB accounts on quarterly basis.
Special rate for senior citizen Not applicable
Special rate for bulk deposits Not applicable
Nomination Facility Available
Other facilities ATM-cum-Debit Card, Pass book/Pass sheet, Standing Instructions, Cheque Collection, UPI, Mobile Banking (Sreenidhi mobile app), SMSAlerts & Cheque Book facility, etc..
Application & documents
  • Application in the Banks’ prescribed form
  • Specimen Signature Card
  • Copy of PAN Card / Form 60 or 61 (if customer does not have PAN Card
  • Aadhaar Card
  • Recent 2 no's passport size photograph.
  • Proof of Identity & address as per KYC Norms
  • Any other related documents applicable to Students, Minor, HUF, Trusts, Association etc.
  • Proof of identity and address as per KYC Norms- Only the following documents will be acceptable (for individuals):
    • Passport
    • Driving License
    • PAN Card
    • Aadhaar Card
    • Voter Identity Card issued by the Election Commission of India
    • Job card issued by NREGA duly signed by an officer of State Government.
Inoperative accounts

Accounts in which there are no operations for a period of two years and above from the date of last operation will be treated as inoperative accounts. Service charge as prescribed by the bank will be levied on such accounts. if no operations are there for ten years amount will be transfer to DEAF account @ RBI.

The Bank reserves to itself the right to alter/add/delete the rules at any time. For this purpose, the Bank shall not require to give a separate notice to each account holder. All announcements of any change in the rules, displayed on the Bank’s Notice Board or published in the press/ Bank’s web site shall be deemed to be sufficient notice to all account holders.

Closure of account

Request for closure of account shall be in writing. The account holder shall return all unused cheque-leaves and Pass-book. He / She shall declare that all cheques issued by him / her on the account have been duly accounted for in the account before closure. In case of joint accounts, for closing the accounts, all the depositors should act in accordance with the instructions given at time of opening the account

The bank reserves to itself the right to close any account, which in its opinion is not properly conducted or is otherwise undesirable for any reason. If the account is closed within one year from the date of opening, incidental charges as prescribed by the bank will be levied and deducted from the balance before it is paid.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Sreenidhi Souharda Sahakari Bank Niyamitha

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